Does this rental pay?
Type the price, the loan and the rent. See monthly cash flow, cap rate, cash-on-cash return and the next 10 years. For small investors, landlords and brokers, in any currency.
Monthly cash flow
The numbers behind it
The loan payment, the first year line by line, and 10 years ahead. Every formula here is the one the page uses.
Loan payment
P = L × r ÷ (1 − (1 + r)−n)
Year 1, line by line
Property value, split into equity and loan balance
- Equity
- Loan balance
How it works
Three steps. The page does the math as you type.
Type the deal
Price, closing costs, the loan, the rent and the costs you expect. Use your own currency code.
Read the result
Cash flow, cap rate, cash-on-cash, DSCR and break-even occupancy. Each one shows the formula with your numbers.
Compare and share
Put two properties side by side. Save a one-page summary or a CSV of the 10-year view.
Pricing
The calculator is free and complete. Investor is for people who work with many properties.
Free
Everything on this page
- Every metric, with its formula
- Compare 2 properties side by side
- 10-year projection, chart and CSV
- One-page HTML summary
Investor
For investors and brokers with many listings
- Saved properties
- Branded one-pager with your name and logo, for clients
- Portfolio view of all your properties
Questions
Short answers.
Is this investment advice?
No. Rentyield is a calculator. It does math on the numbers you type. It does not know the market, the property or your situation, and it does not tell you to buy or sell. Talk to a licensed professional before you decide.
Does my data leave my computer?
No. All math runs in this page. Nothing is sent anywhere. The page only remembers your theme and language choice on this device.
Which currency can I use?
Any. Type a 3-letter code, like USD, EUR, MXN or CRC. The code only changes how money is shown. The page does not convert between currencies.
How is the cap rate worked out?
Net operating income for year 1 divided by the purchase price. It leaves out the loan, closing costs and renovation. Cash-on-cash return is the one that counts your loan and your cash.
What does the 10-year view assume?
Rent, other income and every cost grow by the rent growth rate each year. The value grows by the value growth rate, starting from the purchase price. The loan balance follows a fixed-rate schedule. Equity is value minus loan balance, before any selling costs.
Are income taxes included?
No. Income tax, depreciation and selling costs depend on where you live and are not part of this calculator. Every result is before income tax.